Roofing for Naples homes: replacement, leaks and storm damage. In Naples, the median home was built in 1988. Any permit the job needs is ours to pull.
Naples runs to about 31.8 square miles and roughly 3,985 people. It sits about 29 miles northwest of downtown Portland. The community dates back to 1834. We cover ZIP code 04055.
No completed roof in Naples is logged in our job records yet.
That includes Edes Falls and South Naples. Housing age and construction shift across Naples, sometimes by decades within a few streets, which is why we look at the roof before we quote rather than after.
Naples sits where Long Lake, Brandy Pond and Sebago Lake are joined by the Songo River and the Songo Lock, and lake tourism has been its main business since the 1800s. Early farms on rocky glacial soil gave way to inns and summer visitors.
Housing from this stretch in Naples sits on plywood or OSB decking and was largely first roofed with three-tab shingles. Most are on their second covering by now. The things worth checking are the penetrations rather than the field: pipe boots from this era are the single most common leak we trace, because the rubber collar splits long before the shingles wear out. Ridge venting was inconsistent through these years, and OSB that has been damp for a season goes soft in a way plywood does not — you find it with your feet, not from the ground.
The Census Bureau counts 3,360 homes in Naples, with a median year built of 1988. 148 of them (4%) went up before 1940 — one of the five lowest pre-1940 shares of the 64 places on this site — and 1,080 (32%) in 2000 or later. The 1980s were the busiest decade, adding 684 of today's homes (20%). (Cumberland County as a whole: 23% before 1940.)
The rule of thumb in the Maine Bureau of Insurance's claims guide is a useful life of usually about 25 years for a roof. By that measure, 68% of Naples' homes — the 2,280 built before 2000 — are past their first roof; 618 of them (18%) predate 1970, old enough for two replacements already. Homes from the 2000s (657 in Naples) are reaching their first replacement, while the 423 built since 2010 are mostly still on the roof they were built with.
81% of homes in Naples are single-family detached houses (2,719) and 3% attached ones such as townhouses (86). 200 homes (6%) sit in two- to nine-unit buildings. The count also takes in 355 mobile homes, which are a different kind of roof job. 88% of occupied homes are owner-occupied, 12% rented. On a housing mix like this, the likely work is first replacements on 2000s builder-grade shingles and storm checks on newer roofs that look fine from the driveway.
| Built | Homes | Share | |
|---|---|---|---|
| Before 1940 | 148 | 4% | |
| 1940s | 0 | 0% | |
| 1950s | 339 | 10% | |
| 1960s | 131 | 4% | |
| 1970s | 539 | 16% | |
| 1980s | 684 | 20% | |
| 1990s | 439 | 13% | |
| 2000s | 657 | 20% | |
| 2010s | 347 | 10% | |
| 2020 or later | 76 | 2% |
Census ACS 2020–2024, tables B25034, B25035, B25024 and B25003: 3,360 homes, 2,021 occupied. Survey estimates.
NOAA’s Storm Prediction Center logged no reports of hail 1 inch or larger within 5 miles of Naples’ center from 2016 through 2025. That is a gap in the reports rather than proof that no hail fell: reports come from spotters and the public.
Naples's Land Use Ordinance (section 202) says no building, sign or other structure may be erected, altered, moved or demolished without a building permit. The Planning and Code page says permits are required for new buildings and structural alterations to existing buildings, among other work. Roof replacement is not named in the ordinance, the permit checklist or the fee schedule. Residential renovation permits cost $50 up to $1,000 of work, $60 to $5,000, $70 to $10,000, and $80 plus $5 per $1,000 above $10,000.
Naples is not required to enforce a building code. Maine law leaves enforcement of its statewide code optional for a town of 4,000 or fewer people (10 M.R.S. 9724(1-A)), and Naples had 3,925 residents in the 2020 Census. A town that does enforce one may use only Maine's code, and the state says meeting the code is the building owner's responsibility either way. Naples's 2026 Comprehensive Plan lists, as a future task, giving the Planning and Code Department the tools and staff to enforce the Maine Uniform Building and Energy Code (MUBEC) if and when it is required. The plan shows 3,925 residents in the 2020 Census, under the 4,000-resident level at which state law requires a town to enforce MUBEC.
The published number is 207-693-6364. The building official on record is Randy Thurston, Code Enforcement Officer. The department page is here.
Wind design changes with location across greater Portland and southern Maine: the published ultimate design wind speeds run 115–120 mph, and the building department can say which figure applies to a given address. Ground snow load is set for each address, not one figure for the whole area: the published figures here run 50–70 psf. See the roofing code guide for what it governs.
Naples borders Casco, Sebago, Bridgton, Harrison, Otisfield and Long Lake. Our pages for them:
Also in Cumberland County:
| Town | Re-roof permit | Code | Median built |
|---|---|---|---|
| Naples | Not published | Enforcement optional | 1988 |
| Casco | Not published | 2021 IRC | 1988 |
| Sebago | No | Enforcement optional | 1975 |
| Bridgton | No | 2021 IRC | 1985 |
| Harrison | Not published | 2021 IRC | 1980 |
| Baldwin | Not published | Enforcement optional | 1979 |
| Brunswick | No | 2021 IRC | 1982 |
All 25 Cumberland County towns side by side →
Naples's Land Use Ordinance (section 202) says no building, sign or other structure may be erected, altered, moved or demolished without a building permit. The Planning and Code page says permits are required for new buildings and structural alterations to existing buildings, among other work. Roof replacement is not named in the ordinance, the permit checklist or the fee schedule. Residential renovation permits cost $50 up to $1,000 of work, $60 to $5,000, $70 to $10,000, and $80 plus $5 per $1,000 above $10,000.
Naples is not required to enforce a building code. Maine law leaves enforcement of its statewide code optional for a town of 4,000 or fewer people (10 M.R.S. 9724(1-A)), and Naples had 3,925 residents in the 2020 Census. A town that does enforce one may use only Maine's code, and the state says meeting the code is the building owner's responsibility either way. Naples's 2026 Comprehensive Plan lists, as a future task, giving the Planning and Code Department the tools and staff to enforce the Maine Uniform Building and Energy Code (MUBEC) if and when it is required. The plan shows 3,925 residents in the 2020 Census, under the 4,000-resident level at which state law requires a town to enforce MUBEC.
The Census Bureau's 2020–2024 estimates put the median year built at 1988: 4% of Naples' 3,360 homes predate 1940 and 32% were built in 2000 or later. At the usual 25-year roof life, 68% have needed at least one new roof already.
The building official on record is Randy Thurston, Code Enforcement Officer. The department's own number is on this page, beside its name.
Not yet: no completed roof in Naples is in our job records, so this page shows no job count.
Researched 2026-10-24; housing, Census ACS 2020–2024; hail, NOAA SPC. Sources: www.townofnaples.org · www.townofnaples.org · www.townofnaples.org · www.townofnaples.org · www.townofnaples.org · www.townofnaples.org · www.townofnaples.org · legislature.maine.gov · en.wikipedia.org · en.wikipedia.org · en.wikipedia.org · en.wikipedia.org · www.zip-codes.com · tigerweb.geo.census.gov · data.census.gov · www.spc.noaa.gov. Rules and staff change; check with the jurisdiction.
